Lend Your Meme Tokens. Borrow SOL Instantly.

Get fast liquidity without selling your tokens. AI checks your collateral for safety, and lenders earn 1% daily rewards.

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What is Solcred?

SOLCRED is a crypto lending and borrowing platform where you can:

  • Borrow SOL or stablecoins (USDT, USDC) using any token as collateral.
  • Lend and earn 1% daily interest, secured by AI risk management.
  • se AI-powered checks to keep your funds safe from scams.
  • Join an exclusive club—only 2,000 members can use SOLCRED.

 

Why Solcred?

How Solcred Works

Deposit Collateral

Choose any token (meme coins, altcoins, or stable assets) and deposit it as collateral.

AI Scans for Safety

Our AI checks the token’s liquidity, risk level, and security before approval.

Borrow Instantly

If approved, borrow up to 500 SOL or stablecoins (USDT/USDC) immediately.

Pay Fees Upfront

A 5% daily fee is paid upfront for 7 days, with refunds for early repayment

Repay & Get Collateral Back

Repay your loan anytime within 7 days to reclaim your tokens.

Default Consequences

If you don’t repay on time, your collateral is lost, and access to SOLCRED is revoked.

our great features

Instant Loans Against Any Token

Borrow SOL or stablecoins (USDT, USDC) by using any token as collateral. AI-powered screening ensures security and fair valuation.

Earn 1% Daily by Lending

Lenders deposit SOL, USDT, or USDC and earn 1% daily interest (365% APY). Funds are insured to protect against borrower defaults.

AI-Powered Risk Management

Advanced AI scans collateral tokens for safety, liquidity, and fraud risks. Only secure assets are accepted, minimizing lender exposure.

Exclusive Access & Deflationary Token

Only 2,000 members can use the platform. $SRD token is required for access, and 10% of all platform fees are used to buy back and burn $SRD,.

Solcred Tokenomics

Token distribution

  • Liquidity Pool
  • Ecosysterm & Rewards
  • Team & Development
  • Marketing
  • Stacking
50%
20%
10%
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Our Road map

Token Launch

  • $SRD token launch on DEX
  • AI-powered risk assessment goes live
  • Partnerships with key Web3 and crypto influencers
Phase 2
Phase 1

Foundation

  • Website and social channels go live
  • Whitepaper release & whitelist registration
  • Smart contract audit
Phase 3

Expansion

  • Cross-chain expansion to Ethereum
  • NFT-backed loans introduced
  • CEX listings & increased marketing efforts
Mobile Platform Integration new

Solcred in Your Pocket!

  • Track Your Reputation Score
  • Stake & Earn Rewards
  • Join DAO Proposals & Vote

Frequently Asked Questions

  • Q1: How does SOLCRED work?

    SOLCRED allows users to borrow SOL or stablecoins (USDT, USDC) using any token as collateral. Lenders can deposit funds to earn 1% daily interest (365% APY). AI ensures all collateral tokens meet security and liquidity standards.

  • Q2: What happens if I don’t repay my loan?

    If you fail to repay within 7 days, your collateral is liquidated and your $SRD membership is revoked. This ensures only responsible borrowers use the platform.

  • Q3:How is 1% daily interest for lenders sustainable?

    Borrowers pay a 5% daily fee on their loans, which funds lender rewards. AI screening ensures high-quality borrowers, reducing defaults and keeping the system sustainable.

  • Q4: Can I withdraw my funds at any time?

    Yes, borrowers can repay their loans early to reclaim collateral, and lenders can withdraw at any time, as long as funds are not actively loaned out.

  • Q5: Is my deposit safe?

    Yes. SOLCRED has an insurance fund that covers lender losses in case of borrower defaults. AI-powered screening also prevents risky tokens from being used as collateral.

     

  • Q5: Why do I need $SRD to use SOLCRED?

    SOLCRED is limited to 2,000 exclusive members. Holding at least 1 $SRD is required to access borrowing and lending features. This ensures scarcity and increases token demand.

     

  • Q5: What if my collateral token crashes in price?

    Your collateral is returned in the same quantity as deposited, regardless of price changes. This prevents forced liquidations common in traditional lending platforms.

  • Q5: Where will $SRD be traded?

    $SRD will be listed on Raydium DEX after launch, with plans for centralized exchange (CEX) listings in future phases.